Getting pre-approved for a mortgage loan can be a daunting task. Fortunately, an experienced realtor can help simplify the process and ensure that all paperwork is accurate and complete.
White Glove Real Estate Services
How An Experienced Realtor Can Help You With Mortgage Pre-Approval
An experienced realtor can help guide you through the mortgage pre-approval process, making sure that all paperwork is accurate and in order. Here are some of the ways a qualified realtor can be of assistance:
Before you buy
Understanding Financial Requirements
A real estate professional can explain the financial requirements for loan pre-approval and help buyers understand what kind of down payment will be required to secure financing.
Reviewing Credit History
Your realtor can review your credit history with you and provide advice on how to improve it if necessary. The higher your score, the better chance you have at getting a loan with favorable terms.
Your realtor can help you collect all the documents needed for loan pre-approval such as tax returns, proof of income, and bank statements.
Familiarizing Yourself with Loan Terms
A knowledgeable realtor will ensure that homebuyers understand all of the terms associated with their mortgage loan, including rates and payment schedules.
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